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Fiscal Footprints
The Toolbox

Free calculators.

Run the numbers on the exact scenarios you care about — no sign-up, no paywall.

Investing

Compound Growth Calculator

See what regular contributions plus time can actually do.

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Risk

Stock Position Sizer

Turn a risk % rule into an exact share count.

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Investing

Stock Return (CAGR) Calculator

Total return, CAGR, and price-vs-total-return with dividends.

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Investing

Dollar-Cost Averaging Calculator

Model monthly investing vs a lump sum — and see what compounding really does.

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Investing

Dividend Yield & YOC Calculator

Current yield, yield-on-cost, and what dividend growth does over 20 years.

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Investing

Net Worth Calculator

Itemize every asset and liability — with an asset/liability breakdown bar.

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Flagship

Options Income Calculator

Premium, ROC, annualized return and assignment scenarios for covered calls and CSPs.

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Options

Options P/L Calculator

Interactive payoff diagrams for long calls, long puts, covered calls, and CSPs.

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Options

Wheel Income Annualizer

Project monthly and annual income from running the wheel on a fixed capital base.

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Retirement

Retirement Savings Calculator

Project your nest egg and your sustainable annual income at retirement.

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Retirement

401(k) Contribution Calculator

Employer match, contribution %, projected balance — and free money left on the table.

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Retirement

Roth vs Traditional Calculator

After-tax value both ways — which wins for your tax situation, and by how much.

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Retirement

Retirement Withdrawal Calculator

Year-by-year balance and depletion year for a given spend rate, return, and inflation.

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Dividends

Dividend Income Planner

Project future dividend income — or reverse-engineer the portfolio you need.

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Home

Mortgage Payment Calculator

Monthly P&I, taxes, insurance, HOA — plus total interest and payoff date.

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Debt

Debt Payoff Calculator

Avalanche vs snowball across all your debts — see the day each one dies.

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Debt

Credit Card Payoff Calculator

Payoff time and total interest — and what paying more each month actually saves.

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Loans

Auto Loan Calculator

Payment, total interest, and total cost after down payment, trade-in, and sales tax.

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Loans

Student Loan Payoff Calculator

Payoff date and interest saved when you throw an extra payment at it.

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Home

Refinance Breakeven Calculator

Monthly savings, breakeven month, and lifetime cost of refinancing your mortgage.

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Home

Home Affordability Calculator

Max home price you can afford at a given DTI — with the payment breakdown behind it.

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Savings

Savings Goal Calculator

Required monthly deposit to hit a target — or the date you hit it.

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Savings

Emergency Fund Calculator

3, 6, or 12 months of coverage — how far you are and how long to fill it.

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Savings

Inflation Calculator

Purchasing power over time — both directions, past and future.

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Budget

50/30/20 Budget Calculator

Split monthly income into needs, wants, and savings — with editable percentages.

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Savings

CD Ladder Calculator

Maturity schedule and blended APY across any number of ladder rungs.

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Home

Rent vs Buy Calculator

Full-cost comparison over your time horizon — with the crossover year.

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