Dividends
Dividend Yield & Yield-on-Cost Calculator
Enter your purchase price and the current dividend to see today's yield, your yield on cost, and what steady dividend growth does to that number over decades.
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Current yield
3.08%
Based on today's $78.00 price. Annual div ÷ current price.
Your yield on cost
5.33%
Annual dividend ÷ your original cost.
Yield on cost growth over 20 years
Projected yield on cost each year, assuming a steady annual dividend growth rate.
Yield on cost with dividend growth
After 5 years
7.14%
After 10 years
9.55%
After 20 years
17.10%
Methodology & how to use this
Yield vs yield on cost
Current yield uses today's price. It's what a new buyer earns. Yield on cost (YOC) uses your original price — a personal number that only goes up as the company raises its dividend.
Dividend growth projection
Future YOC = (div × (1 + g)^years) / your cost. This assumes a constant growth rate — real companies raise, pause, or cut. Use it to see the shape, not the guarantee.
Keep running the numbers
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