Dividends
Dividend Yield & Yield-on-Cost Calculator
Enter your purchase price and the current dividend to see today's yield, your yield on cost, and what steady dividend growth does to that number over decades.
Your inputs
Current yield
3.08%
Based on today's $78.00 price. Annual div ÷ current price.
Your yield on cost
5.33%
Annual dividend ÷ your original cost.
Yield on cost growth over 20 years
Projected yield on cost each year, assuming a steady annual dividend growth rate.
Yield on cost with dividend growth
After 5 years
7.14%
After 10 years
9.55%
After 20 years
17.10%
Methodology & how to use this
Yield vs yield on cost
Current yield uses today's price. It's what a new buyer earns. Yield on cost (YOC) uses your original price — a personal number that only goes up as the company raises its dividend.
Dividend growth projection
Future YOC = (div × (1 + g)^years) / your cost. This assumes a constant growth rate — real companies raise, pause, or cut. Use it to see the shape, not the guarantee.
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