Investing
Net Worth Calculator
List what you own and what you owe. The difference is your net worth — the single most useful money number to track over time.
Assets
$
$
$
$
$
Liabilities
$
$
$
$
$
Total assets
$702,000
Total liabilities
$343,500
Net worth
$358,500
Asset breakdown
Assets vs liabilities
Assets · $702,000 Liabilities · $343,500
Methodology & how to use this
The formula
Net worth = everything you own − everything you owe. That's it.
Value your home honestly
Use a conservative estimate (a recent appraisal, or a comp-based tool minus 5–10%) rather than an optimistic Zillow number. Do not count credit-card rewards, unvested equity, or future income.
Keep running the numbers
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